Business Banker - Thibodaux, Louisiana

Business Banker - Thibodaux, Louisiana-736487

Description
Summary:
The Banker is a member of a relationship management team that is responsible for building relationships with businesses and/or high net worth individuals within an assigned region/community. The roles main responsibility is to develop new deposit, treasury and credit relationships for the Bank. It also includes managing and cross-selling a client portfolio comprised of treasury management and/or credit clients. The Banker is the clients primary point of contact and key Financial Advisor for the client. The Banker develops, markets and administers, demand and time deposits, existing loans and cross sells related banking accounts and services. The Banker should possess the ability to develop relationships with the appropriate decision makers within the clients or prospects company. The Banker should be capable of organizing, leading and negotiating with a team of Bank Associates in order to provide solutions to client issues.

Responsibilities:
- Develops and maintains the company's relationships with contacts/customers to maintain and expand business.
- Maintains a regular calling program on customers and prospects in order to generate high quality new deposit and loan business from existing clients in order to achieve or exceed specific production goals.
- Meets with existing customers and prospects through personal calling efforts and other contacts to discuss business needs and recommend ways in which the bank can help provide business solutions to all of their financial needs.
- Assists in planning the portfolio growth through the development of a business plan in alignment with departmental budget and consistent with overall Bank asset/liability management objectives.
- Responsible for expanding their prospect and COI base by consistently networking in the community.
- Responsible for the sale and administration of all banking services to include deposits, loans, investments, trust, etc. to businesses and/or individuals within the assigned region.
- Coordinates with various divisions and departments (Trust, Branches, Operations, etc.) in the servicing of routine transactions and in solving the special customers.
- Maintains up-to-date knowledge of competitors products and pricing in the market served.
- Responsible for the proper pre-qualification, structuring, pricing, and exception-free closing on all loans in his/her assigned area.
- Reviews demand deposit profitability analysis and outlines strategies to bring unprofitable accounts back to profitable status.
- Evaluates risk and compensating demand deposit balances of each loan in order to properly price loan to meet profitability standards.
- Works with borrowing customers to procure updated financial information on an ongoing basis.
- Communicates lending decisions to customer.
- Follows up on loan exceptions to insure timely clearing. Controls volume of exceptions.
- Serves as a representative in various civic and community functions to further enhance its image and develop additional business.

Qualifications
Basic Qualifications:
- At least 2 years of Business Banking experience

Preferred Qualifications:
- Business or Finance degree
- Credit knowledge

No agencies please. Capital One is an equal opportunity employer committed to diversity in the workplace. We promote a drug-free work environment. We emphasize recruiting, hiring, and retaining the most qualified candidates and providing them with the opportunity to meet their potential. We provide an environment where differences lead to solutions.

Job: Business and Commercial Banking
Primary Location: United States-Louisiana-Thibodaux
Other Locations: United States-Louisiana-Houma
Schedule: Full-time
Travel: Yes, 10 % of the Time